If you cannot remember the car insurance policy number, you should be able to look it up on the policy card or on an online account. Many car insurance cards list a policy number near the middle of the card, and that number usually has the word policy written before it. Car insurance providers typically give out two insurance cards per car insured on one policy. Typically, you will receive two cards from your insurer for every vehicle in your policy.
You should receive a vehicle insurance card when you buy your new policy, and at each renewal, you should receive a new insurance card either in the mail or via email. Your insurer usually sends you several paper insurance cards, usually as just part of the process of starting a new policy. Your auto insurance cards are typically sent in the same envelope with your insurance application form and other policy information.
If you are not sure what company provides your auto insurance policy, review any documents and cards you have stored in the glove box. Your first step if you have forgotten about your current car insurance provider is to look in your vehicle's glove compartment for your insurance card. If you forget with whom you are covered by car insurance, look on your credit card and debit card, as well as on your bank statements, to find the insurer's name.
In this case, you might have to give the other driver your auto insurance information. After an automobile accident, or if you are pulled over by police, you will need to have your proof of insurance with you inside your vehicle. If a police officer pulls you over and you are asked for your proof of insurance, simply flash the identification on your phone.
Your proof of insurance document is that little card your insurance provider gives you, showing you actually do have insurance on your car. In other words, your insurance cards cannot be expired to prove legit proof of insurance on your vehicle. The penalties for failing to produce proof of car insurance are generally relatively light, as long as you are actually covered.
Nearly all states require automobile insurance, and the lack of readily available cards or other evidence of coverage can result in considerable inconvenience, sometimes at the expense of your own money. In many cases, digital proof of insurance cards can replace a paper one, but you may need to check with your local Department of Motor Vehicles (DMV). Many insurers will even send you an e-card for print, and some let you prove your coverage in their mobile apps or by signing in on their websites.
You can also review your policy documents or talk with an insurance agent or company to obtain the policy number for your vehicle. Your insurer can typically find your policy number using other information, such as your address or social security number. If you have lost your insurance card, you should contact your insurance agent, print a new one online, or call your customer service number right away.
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